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Bank of Baroda Q2 FY27: Record profit, one-off gains, provisions and discrepancies

Bank of Baroda reported its highest-ever quarterly net profit of about Rs 6,532 crore for the July-September quarter, up about 36% from a year earlier, helped by a sharp rise in treasury income including gains from the NSE share sale.

Bank of Baroda Q2 FY27: Record profit, one-off gains, provisions and discrepancies
Bank of Baroda branch at MG Road, Bengaluru (file image), Wikimedia Commons, CC BY-SA 4.0

Bank of Baroda reported a net profit of about Rs 6,532 crore for the quarter ended September 30, 2026, its highest ever, according to Business Standard and Zeebiz.

Treasury income rose to Rs 4,093 crore, helped by the NSE share sale, while net interest income grew 9% and provisions rose 93%.

One report gives the profit as Rs 6,531 crore, and a reported NMC Group settlement appears in one report only.

The exchange filing should be checked for exact figures.

Gross non-performing assets, the share of loans that borrowers are not repaying on time, improved to 1.78%, according to the reports.

Net profit for the first half of 2026-27 was about Rs 7,810 crore, according to the reports.

Zeebiz says the profit beat analyst estimates.

One report ties the quarter to a legal settlement with the NMC Group, which would be a cost and not a gain. The other reports did not mention it, so it is not treated as part of the headline numbers here.

The record profit owes a lot to one-off gains, so the bank’s regular earnings from lending are a separate measure from the headline figure.

Analysts usually look at net interest income and margins to judge a bank’s core lending business, because treasury and share-sale gains can vary a lot from quarter to quarter.

Bank of Baroda is one of India’s large public sector banks.

Readers should check the bank’s stock exchange filing for the exact figures.

This report is for information only and is not investment advice.

Bank of Baroda reported a net profit of about Rs 6,532 crore for the second quarter of 2026-27, covering July to September 2026, according to Business Standard, Zeebiz and other outlets in reports published on October 30, 2026.

The bank described the figure as its highest-ever quarterly profit, according to Business Standard’s headline.

Bank of Baroda branch at MG Road, Bengaluru (file image), Wikimedia Commons, CC BY-SA 4.0

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